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103 Vine Street S, St. Catharines, ON, L2R 3Y3

MLS® # 40787908
House For Sale In Queenston, St. Catharines, Ontario
$549,900 QuickQuoteTM: $469K - $572K

5 Beds

2 Baths

103 Vine Street S, St. Catharines, ON - Outdoor
103 Vine Street S, St. Catharines, ON - Outdoor With Facade
103 Vine Street S, St. Catharines, ON - Outdoor
103 Vine Street S, St. Catharines, ON - Outdoor With Deck Patio Veranda
103 Vine Street S, St. Catharines, ON - Outdoor With Exterior
103 Vine Street S, St. Catharines, ON - Outdoor
103 Vine Street S, St. Catharines, ON - Outdoor
103 Vine Street S, St. Catharines, ON - Outdoor
103 Vine Street S, St. Catharines, ON - Outdoor
103 Vine Street S, St. Catharines, ON - Indoor Photo Showing Garage
103 Vine Street S, St. Catharines, ON - Indoor Photo Showing Other Room
103 Vine Street S, St. Catharines, ON - Indoor Photo Showing Other Room
103 Vine Street S, St. Catharines, ON - Indoor
103 Vine Street S, St. Catharines, ON - Indoor Photo Showing Living Room
103 Vine Street S, St. Catharines, ON - Indoor Photo Showing Dining Room
103 Vine Street S, St. Catharines, ON - Indoor Photo Showing Kitchen
103 Vine Street S, St. Catharines, ON - Indoor Photo Showing Kitchen With Stainless Steel Kitchen
103 Vine Street S, St. Catharines, ON - Indoor Photo Showing Kitchen With Stainless Steel Kitchen
103 Vine Street S, St. Catharines, ON - Indoor Photo Showing Bedroom
103 Vine Street S, St. Catharines, ON - Indoor Photo Showing Bedroom
103 Vine Street S, St. Catharines, ON - Indoor Photo Showing Other Room
103 Vine Street S, St. Catharines, ON - Indoor Photo Showing Bathroom
103 Vine Street S, St. Catharines, ON - Indoor Photo Showing Bathroom
103 Vine Street S, St. Catharines, ON - Outdoor With Exterior
103 Vine Street S, St. Catharines, ON - Indoor Photo Showing Other Room
103 Vine Street S, St. Catharines, ON - Indoor Photo Showing Kitchen
103 Vine Street S, St. Catharines, ON - Indoor Photo Showing Other Room
103 Vine Street S, St. Catharines, ON - Indoor Photo Showing Living Room
103 Vine Street S, St. Catharines, ON - Indoor Photo Showing Other Room
103 Vine Street S, St. Catharines, ON - Indoor Photo Showing Kitchen
103 Vine Street S, St. Catharines, ON - Indoor
103 Vine Street S, St. Catharines, ON - Indoor Photo Showing Kitchen
103 Vine Street S, St. Catharines, ON - Indoor Photo Showing Dining Room
103 Vine Street S, St. Catharines, ON - Indoor Photo Showing Kitchen
103 Vine Street S, St. Catharines, ON - Indoor Photo Showing Bedroom
103 Vine Street S, St. Catharines, ON - Indoor Photo Showing Bathroom
103 Vine Street S, St. Catharines, ON - Indoor Photo Showing Other Room
103 Vine Street S, St. Catharines, ON - Indoor Photo Showing Laundry Room
103 Vine Street S, St. Catharines, ON - Other
103 Vine Street S, St. Catharines, ON  - Outdoor
103 Vine Street S, St. Catharines, ON  - Outdoor With Facade
103 Vine Street S, St. Catharines, ON  - Outdoor
103 Vine Street S, St. Catharines, ON  - Outdoor With Deck Patio Veranda
103 Vine Street S, St. Catharines, ON - Outdoor With Exterior
103 Vine Street S, St. Catharines, ON - Outdoor
103 Vine Street S, St. Catharines, ON - Outdoor
103 Vine Street S, St. Catharines, ON - Outdoor
103 Vine Street S, St. Catharines, ON - Outdoor
103 Vine Street S, St. Catharines, ON - Indoor Photo Showing Garage
103 Vine Street S, St. Catharines, ON - Indoor Photo Showing Other Room
103 Vine Street S, St. Catharines, ON - Indoor Photo Showing Other Room
103 Vine Street S, St. Catharines, ON - Indoor
103 Vine Street S, St. Catharines, ON - Indoor Photo Showing Living Room
103 Vine Street S, St. Catharines, ON - Indoor Photo Showing Dining Room
103 Vine Street S, St. Catharines, ON - Indoor Photo Showing Kitchen
103 Vine Street S, St. Catharines, ON - Indoor Photo Showing Kitchen With Stainless Steel Kitchen
103 Vine Street S, St. Catharines, ON - Indoor Photo Showing Kitchen With Stainless Steel Kitchen
103 Vine Street S, St. Catharines, ON - Indoor Photo Showing Bedroom
103 Vine Street S, St. Catharines, ON - Indoor Photo Showing Bedroom
103 Vine Street S, St. Catharines, ON - Indoor Photo Showing Other Room
103 Vine Street S, St. Catharines, ON - Indoor Photo Showing Bathroom
103 Vine Street S, St. Catharines, ON - Indoor Photo Showing Bathroom
103 Vine Street S, St. Catharines, ON - Outdoor With Exterior
103 Vine Street S, St. Catharines, ON - Indoor Photo Showing Other Room
103 Vine Street S, St. Catharines, ON - Indoor Photo Showing Kitchen
103 Vine Street S, St. Catharines, ON - Indoor Photo Showing Other Room
103 Vine Street S, St. Catharines, ON - Indoor Photo Showing Living Room
103 Vine Street S, St. Catharines, ON - Indoor Photo Showing Other Room
103 Vine Street S, St. Catharines, ON - Indoor Photo Showing Kitchen
103 Vine Street S, St. Catharines, ON - Indoor
103 Vine Street S, St. Catharines, ON - Indoor Photo Showing Kitchen
103 Vine Street S, St. Catharines, ON - Indoor Photo Showing Dining Room
103 Vine Street S, St. Catharines, ON - Indoor Photo Showing Kitchen
103 Vine Street S, St. Catharines, ON - Indoor Photo Showing Bedroom
103 Vine Street S, St. Catharines, ON - Indoor Photo Showing Bathroom
103 Vine Street S, St. Catharines, ON - Indoor Photo Showing Other Room
103 Vine Street S, St. Catharines, ON - Indoor Photo Showing Laundry Room
103 Vine Street S, St. Catharines, ON - Other
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103 Vine Street S, St. Catharines, ON, L2R 3Y3
$549,900

5 Beds

2 Baths

Property Information:

GOLDEN OPPORTUNITY! Well maintained beautifully updated move in condition smoke/pet free Semi-Detached Raised bungalow duplex on a corner lot with 1.5 detached garage and 3off street parking. 1Km (.6 mile) to QEW highway. Upper level offers a nicely laid out spacious 3 bedroom. Updated kitchen complete with stylish back-splash, stainless steel appliances, and ample cupboard space. Fully finished lower level with separate entrance also offers spacious 2 bedroom with 8 foot high ceiling and large windows. The lower-level laundry area is conveniently designed to be shared between both levels. Outside, enjoy a fully fenced backyard with a garden shed and plenty of room for outdoor activities. Property built in 1994 boasts 125 amp breaker panel in the house and 60 amp breaker in garage. All new and newer appliances. Upgrades include: vinyl plank flooring throughout(2021), central AC(2023), modern walk-in shower(2024), fresh paint, new countertop sink faucet(2025). Perfect multi generational family or owner to live in the upper unit and rent the 2 bedroom. Here are very close approximation scenarios: Purchase price: $549,000, Mortgage amount $495,000 (10% down). Monthly mortgage payments based on 25 year amortization, 5 year fixed or variable: $2,600Rental income for 2 bedroom and garage: $2400. You will be living in the upper level 3 bedroom while owning the property for mere $200 a month! Should you choose to live in the 2 bedroom and instead rent the 3 bedroom you will actually make $400 a month! Property was rented from 2020 through Sept 2025. Upper floor currently vacant (rented for$2,400 plus hydro). Basement also currently vacant(rented for $1,835 plus hydro). Garage has been rented for the past 5 years and the current tenant, a hobby woodworker, pays $600 a month since July 2024. Garage tenant is willing to stay but if desired will move out with a 60 day notice. Private buyers are welcome!

Inclusions: Dishwasher,Dryer,Smoke Detector,Washer,Window Coverings,Other,2 Otr Microwaves, 2 Fridges, 2 Stoves, Elfs, Shed

Exclusions : Coin Boxes For The Washer And Dryer

Building Features:

  • Floor Space: 1743 Square Feet

Property Features:

  • Bedrooms: 5
  • Bathrooms: 2+0
  • Acres Range: < 0.5
  • Architectural Style: Bungalow Raised
  • Basement: Separate Entrance, Walk-Up Access, Full, Finished
  • Built in: 1994
  • Construction Materials: Brick, Vinyl Siding
  • Cooling: Central Air
  • Driveway Parking: Private Drive Triple+ Wide
  • Exterior Features: Private Entrance, Year Round Living
  • Fencing: Full
  • Floor Space (approx): 1743 Square Feet
  • Heating: Forced Air, Natural Gas
  • Interior Features: Accessory Apartment, In-Law Floorplan
  • Laundry Features: Common Area, Laundry Room, Lower Level
  • Lot Depth: 110.2 Feet
  • Lot Features: Urban, Rectangular, Ample Parking, Business Centre, City Lot, Highway Access, Library, Major Highway, Park, Place of Worship, Playground Nearby, Public Parking, Rec./Community Centre, Regional Mall, School Bus Route, Schools, Shopping Nearby
  • Lot Frontage: 33.60 Feet
  • Other Structures: Shed(s)
  • Parking Features: Detached Garage, Gravel
  • Roof: Asphalt Shing
  • Security Features: Smoke Detector
  • Water Source: Municipal
  • Water Treatment: None
  • Window Features: Window Coverings
  • Zoning: R2
  • Sewer: Sewer (Municipal)
  • No. of Parking Spaces: 6

Rooms:

  • Dining Main Level 3.43 X 2.62
  • Living Main Level 3.61 X 3.33
  • Other Main Level
  • Eat-in Kitchen Main Level 3.07 X 2.90
  • Bedroom Main Level 3.33 X 2.62
  • Primary Bedroom Main Level 4.37 X 2.90
  • Bedroom Main Level 3.05 X 2.90
  • Bedroom Basement Level 4.17 X 2.84
  • Family Basement Level 4.55 X 3.33
  • Bedroom Basement Level 3.00 X 2.67
  • Bathroom Basement Level
  • Eat-in Kitchen Basement Level 6.32 X 2.67

Courtesy of: New Era Real Estate

This listing content provided by REALTOR.ca has been licensed by REALTOR® members of The Canadian Real Estate Association.

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Location of 103 Vine Street S, St. Catharines, ON, L2R 3Y3

Climate Risk Data

About Climate Risk: Properties are at increased risk of damage from extreme weather due to climate change.
ClimateCheck provides detailed climate risk data for properties now and up to 30 years into the future.

Projected Heat Risk: Moderate

33 hot days expected in 2050

Projected Precipitation Risk: Moderate

13 storms expected in 2050

Projected Heat Risk: Moderate

33 hot days expected in 2050

53/100

Moderate

ClimateCheck®

Current data

This property, 103 Vine Street S, experiences 7 hot days per year at around 31.5 degrees Celsius.

Projected data

Severe heat risk is expected to increase in this area. In 2050, it is projected that there will be 33 hot days at 35.1 degrees Celsius.

Projected Avg. Temperature

Past
31.5℃
2050
35.1℃

# Hot Days Per Year

Past
7
2050
33

About Heat Risk

Heat risk is the number of extreme heat days experienced each year looking at historical conditions (1980-2005) in your area and taking the 2% of the hottest days and projecting that into the future.

Projected Precipitation Risk: Moderate

13 storms expected in 2050

58/100

Moderate

ClimateCheck®

Current data

This property, 103 Vine Street S, experiences 11 significant 2-day storms per year, with about 307.8mm of precipitation per storm.

Projected data

Severe storms are expected to increase in this area. In 2050, it is projected that there will be 13 significant 2-day storms with 377mm of precipitation per year.

Precipitation Per Storm

Past
307.8mm
2050
377mm

48-Hour Storms Per Year

Past
11
2050
13

About Storm Risk

Storm risk is the number of high wind, wet or snowy events each year. Climate check looks at historical conditions (1980-2005) in your area, on the days with the top 1% of total precipitation in a year and projected to 2050.

Climate risk data is provided for informational purposes only on Royallepage.ca.
If you have questions or feedback about this data, get help at climatecheck.com.

Environmental Risks provided by ClimateCheck®

Royal LePage does not endorse nor guarantee this information. By providing this information, Royal LePage and its agents are not providing advice or guidance on climate risks. Royal LePage strongly recommends that consumers independently investigate the property’s climate risks to their own personal satisfaction.

Demographic Information of 103 Vine Street S, St. Catharines, ON, L2R 3Y3

Life Stage

Young Couples

Employment Type

Blue Collar/Primary, Blue Collar/Service Sector

Average Household Income

$81,396.84

Average Number of Children

1.74

Household Population

Household Structure

Age of Population

Education

Education Level

No certificate/diploma/degree

18.41 %

High school certificate or equivalent

32.43 %

Apprenticeship trade certificate/diploma

7.46 %

College/non-university certificate

27.17 %

University certificate (below bachelor)

0.2 %

University Degree

14.33 %

Commuter

Travel To Work

By Car

84.48 %

By Public Transit

7.91 %

By Walking

4.0 %

By Bicycle

0.0 %

By Other Methods

3.61 %

Cultural Diversity

Knowledge of Official Language

Mother Tongue

Building Information

Building Type

Apartments (Low and High Rise)

28.99 %

Houses

71.01 %

Own Vs. Rent